Free UPI QR Code Generator

Dynamic UPI QR codes support custom amounts. Scan and pay via WhatsApp,Google Pay, Paytm, PhonePe, or any BHIM UPI app.

UPI ID

0/50

Payee Name

0/50

Transaction Amount (INR)

Description / Notes

0/80

QR Size

Payee Name

Enter UPI ID to generate QR

example@upi

Scan and pay with any BHIM UPI app

This free UPI QR Code Generator helps merchants, freelancers, and small businesses accept instant digital payments using any BHIM UPI app. You can generate a scannable UPI QR with optional amount and notes, without creating an account or sharing personal data.

Data Privacy

Safe & private: your payment info stays in your browser and is never stored.

Disclaimer

This app is designed to help merchants generate QR codes with custom amounts for their businesses. It is not an official app and has no affiliation with any bank, BHIM UPI, NPCI, or any other financial institution.

The logos of Amazon Pay, PhonePe, Paytm, Google Pay, and BHIM UPI are the property of their respective owners.

What is a UPI QR Code?

A UPI QR Code is a scannable payment code that allows customers to pay directly to a UPI ID using any supported UPI application such as Google Pay, PhonePe, Paytm, BHIM, Amazon Pay, or WhatsApp Pay.

Instead of manually entering a UPI ID or phone number, users simply scan the QR code and confirm the payment. This reduces errors, speeds up transactions, and improves the overall payment experience.

UPI QR codes are commonly used by retail shops, freelancers, delivery partners, service providers, and small businesses across India.

Who should use this UPI QR Generator?

Small business owners accepting in-store UPI payments
Freelancers requesting quick client payments
Street vendors, home businesses, and service providers
Individuals who want a simple, printable UPI QR

How to use the UPI QR Generator?

Enter UPI Details: Enter your valid UPI ID and payee name. The QR code will immediately update on the right.
Optional Amount & Note: If you want to request a specific fixed amount, enter it in the amount field. You can also specify a transaction note.
Download or Print: Once satisfied with the QR code, simply download it as an image, print it directly, or share it via your device's native share menu.

Frequently Asked Questions

Is this UPI QR generator free?

Yes. This tool is completely free to use with no sign-up required and no hidden processing fees.

Does Avinspire store my UPI details?

No. All data is processed locally in your browser. We do not store, log, or track UPI IDs, names, or any generated payment information.

Which apps support this QR code?

The generated QR works with all major BHIM UPI apps including Google Pay, PhonePe, Paytm, Amazon Pay, and WhatsApp Pay.

Is this an official UPI or bank app?

No. This is an independent developer utility designed for convenience. It is not affiliated with NPCI, BHIM, or any specific bank.

100% Secure: Client-Side Processing (Zero Data Logs)

What is the UPI QR Generator?

The UPI QR Generator is a specialized financial utility designed to streamline account-to-account (A2A) payments in the globalizing digital economy. Built on the standardized Unified Payments Interface (UPI) framework, this tool allows merchants, freelancers, and individuals to create professional, scan-ready payment QR codes. By encoding a Virtual Payment Address (VPA) and preset transaction parameters into a high-visibility matrix, it enables one-tap transfers from any major banking application.

Standard payment gateways often charge transaction fees ranging from 2% to 5.5%. For small business owners and independent contractors, these fees represent a significant loss of potential revenue. Our tool bypasses traditional "Merchant Account" hurdles by allowing you to generate Direct Settlement QRs. When a client scans your generated code, funds are moved instantly from their bank account to yours with zero intermediary processing fees, making it a "Zero-Cost" revenue pipeline.

Following Avinspire's commitment to security, this generator operates with Absolute Financial Privacy. Your bank details and VPA handles are never stored on our servers. The UPI URI (Universal Resource Identifier) is constructed locally in your browser, ensuring that your payment credentials remain protected from data scrapers or third-party tracking. This tool is the perfect companion for anyone looking to modernize their invoicing without paying the "Convenience Tax" of standard gateways.

How to Use the UPI QR Generator

Creating a professional payment gateway via QR code is executed through these three simple steps:

1
Define Payment Identity: Input your Virtual Payment Address (VPA) or UPI ID (e.g., name@bank or 987654321@paytm). Ensure the name matches your official bank records for successful verification.
2
Hardcode Transaction Data (Optional): For professional invoicing, enter the exact numeric amount (e.g., 4999.00) and a transaction note like 'Invoice #402'. This 'locks' the payment, preventing the sender from accidentally typing the wrong amount.
3
Instant QR Generation: The code renders immediately. You can download it as a high-resolution image for printing on shop signage, or directly embedding in digital PDF invoices.

Real-World Use Cases

Bypassing complex Point-of-Sale hardware makes mobile banking accessible to everyone, from local vendors to international freelancers:

Professional Freelance BillingAppend a custom QR to your PDF invoices. Clients can simply scan the document with their phone and authorize the payment in seconds, vastly reducing late-payment delays.
Localized Merchant PaymentsSmall shop owners can generate a permanent QR code for their storefront, allowing customers to pay for goods without the need for card-swiping machines or physical cash.
Secure Donation PortalsCharity organizers and content creators can display a static UPI QR during presentations or livestreams, enabling supporters to contribute various amounts without needing to share bank account numbers.
Split Bill ReconciliationFriends can generate QR codes for specific amounts after dinner or group travel, making it effortless for everyone to pay their exact share instantly.

Input & Output Examples

Locked B2B Transaction

VPA: business@upi Amount: 5500.00 Note: Project Fee Result: Scanned apps will pre-fill 'Type: 5500.00' and 'Note: Project Fee' automatically.

Generic Payee QR

VPA: name@bank Amount: [Blank] Result: A reusable scan-code where the sender can choose any amount to send to your account.

Frequently Asked Questions

Is the Avinspire UPI QR Generator free to use for business?

Yes, it is 100% free with no hidden fees or subscriptions. We believe in providing open-source-style utilities that help small businesses and freelancers collect payments without the 'convenience tax' of standard gateways.

Does this QR generator collect commission on my payments?

No. Avinspire is not a payment middleman. We simply provide the tool to generate the standardized QR code. The actual money transfer happens directly from your customer's bank to yours via the UPI network.

Which apps can scan the generated UPI QR code?

The generated codes follow the NPCI (National Payments Corporation of India) standards. They can be scanned by any UPI-enabled app including Google Pay (GPay), PhonePe, Paytm, BHIM, and all major Indian banking apps.

Is it safe to share my VPA or UPI ID in a public QR code?

A VPA (like yourname@bank) is a public-facing identifier designed to receive money. While it is safe to share, we recommend using a dedicated 'Business VPA' rather than your personal mobile-number-linked VPA for better privacy.

How do I create a QR code for a specific amount?

Simply enter your VPA and the numeric amount (e.g., 500) in the input fields. The generator will encode the amount directly into the QR, so when a customer scans it, the amount is pre-filled and locked.

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Karthick A.

Founder & Lead Software Engineer

Hi, I'm Karthick. I built Avinspire because too many simple web tasks are wrapped in clutter, vague claims, or needless friction. My focus here is to make the tools genuinely useful, explain their limits clearly, and keep improving the editorial quality around them over time.